Are you contemplating stepping into the realm of homeownership? If so, you've likely encountered the term "Mortgage in Principle" or "Agreement in Principle" during your research. But what exactly is it, and why is it important? Let's delve into the world of mortgages and uncover the significance of obtaining a Mortgage in Principle when buying a house.Understanding Mortgage in PrincipleAt its core, a...

Stepping into the realm of landlordship can be both thrilling and daunting, particularly for newcomers. Whether you're renting out a property for the first time or expanding your property portfolio, there are crucial steps to take and valuable tips to heed to ensure a smooth and successful experience. Here are some top tips for first-time landlords from the number one estate agents billericay high street...

The UK housing market is making waves once again, with a significant surge in prices capturing headlines. According to recent data from property website Rightmove, house prices have jumped by 1.5%, marking the most substantial increase in the past 10 months. This surge comes on the heels of a relatively subdued period in 2023, indicating a renewed vigour in the market. One of the key drivers behind this...

When navigating the complex legal landscape, whether it's for buying a property, drafting a will, or settling a dispute, one of the most pressing concerns for individuals and businesses alike is understanding the costs involved. Solicitor fees, often shrouded in mystery, can vary widely depending on a multitude of factors. In this comprehensive guide, we'll delve into the intricacies of solicitor fees,...

Selecting the right estate agent is vital when purchasing or selling a property. They can either streamline the process or turn it into a stressful ordeal. This guide aims to provide you with the steps to find the best estate agent for your requirements.Research Local Estate Agents:Begin by researching local estate agents in your vicinity. Look for agents with a reputable track record of successful...

Moving house, the phrase alone can conjure up images of chaos, endless packing, and stress levels soaring off the charts. But fear not, for a stress-free move is not merely a pipe dream. With careful planning, a sprinkle of organisation, and a dash of positivity, you can navigate the journey to your new abode with ease. To help you make the most out of this exciting experience, we have put together a...

As we welcome the new year, the real estate landscape in and around Billericay, Essex, is poised for an optimistic shift. Recent insights from HMRC reveal a dip in property transactions in 2023, presenting a narrative of cautious adaptation rather than a decline in housing prices. At Ashton White Estate Agents, we explore these market dynamics and anticipate a surge in activity for the next six months,...

In recent months, the housing market has exhibited signs of stability, providing a glimmer of hope for both buyers and sellers. According to Nationwide, house prices experienced a modest 0.2% growth in November, marking the third consecutive month of positive movement. The national annual fall now stands at -2.0%, a figure that hints at a more balanced market. These changes have been influenced by...

The decision made on the 2nd of November 2023 to maintain the Bank Rate at 5.25% has brought a sense of stability to the UK housing market, igniting optimism for both vendors and buyers. At Ashton Whites, we are committed to supporting our clients in this exciting period of stability. For vendors, it is a positive signal, encouraging them to list their properties confidently. And for buyers, it is an...

Owning a home is a dream cherished by many, but for first-time buyers, it can often seem like an unattainable goal in today's real estate market. The soaring property prices, coupled with the requirement for substantial down payments, can deter many from leaping into homeownership. However, there's a solution that's gaining popularity and making homeownership more accessible – Shared...